Hear In Texas

Insurance

You May Have Insurance Coverage For Your Hearing Aids

Pulling your hair out while trying to figure out whether your insurance covers hearing aids?

You’re not alone. With so many different packages, policy riders, and supplemental coverages, trying to figure out what is covered by your policy and the level of benefits you can expect is frustrating and confusing.

In fact, one of the most common questions we have to answer almost daily is, “Does my insurance cover my hearing aids?”

There’s no easy answer because each insurance company has a variety of different coverage packages, plans, options, and supplements. Finding those answers can be extremely time-consuming when you’re working out the fine print! Because we don’t want anyone to miss out on getting the help they need because they’re not sure if they’re covered, Hear in Texas has a solution.

Our team of experts includes an insurance specialist who has the experience and expertise to ask the right questions and navigate all of the ins and outs of most major insurance company policies as well as Medicaid, ensuring that you receive all the benefits to which you are entitled.

Insurance specialist doing paperwork

Eight Questions That Indicate Whether Your Insurance Covers Hearing Aids

1. Does my plan provide a benefit for hearing aids?
2. If my plan does provide a benefit, what is it, and how much is it?
3. Do I have to meet a deductible and out-of-pocket amount before benefits kick in, and if so, how much?
4. How often does my plan cover the cost of new hearing aids, or how often does it renew?
5. Am I allowed to see the audiologist of my choice, or am I restricted to network practices/providers?
6. Does my preferred audiologist or practice accept my insurance?
7. Does my benefit cover the cost of a diagnostic hearing evaluation, or do I need a referral from a primary care physician in order for it to be covered?
8. Can I choose the hearing aids I like best, or am I restricted to a generic brand/type?

Financing Options If Your Insurance
Doesn’t Cover Hearing Aids

We don’t want anybody to miss out on the hearing and quality of life benefits provided by hearing aids because they’re unable to afford them or they’re not covered by your insurance. Here are some options to consider if you need help paying for your hearing aids.

Local Charities And Assistance Programs

There are many charitable groups in some communities that will provide new or used hearing aids at a discount, or even free, if you meet specific financial criteria.

Though not every local chapter participates, local Knights of Columbus, Lion’s Club, Rotary Club, and Sertoma organizations might be set up to help provide financial assistance for qualified individuals. Check with your audiologist or local clubs to learn more.

Audient

AUDIENT is an affiliate of the Northwest Lions Foundation for Sight and Hearing, and it’s administered by EPIC Hearing Healthcare. It provides hearing aids at a partial cost to low-income individuals across the US.

Telephone: 1-866-956-5400 x2
Website: www.audientalliance.org

Easter Seals

Over 400 local service centers with varying services; some assist low-income adults and children with hearing aids and other rehabilitative devices. Visit their website and find your local office to get contact information.

Website: www.easterseals.com

State Vocational Rehabilitation Programs

If hearing aids are required for employment, your state vocational rehabilitation office may offer assistance to pay for hearing aids or educational opportunities to improve your skillset. Search online for “Texas vocational rehabilitation program” to find what you need.

Travelers Protective Association Of America Scholarship Trust for the Hearing Impaired

The TPA Scholarship Trust for the Hearing Impaired provides financial aid to children and adults with hearing impairment who need assistance obtaining devices, medical treatment, or specialized education or services. There are no age restrictions or requirements for the degree of hearing loss; grants are based solely on financial need.

3755 Lindell Boulevard, St. Louis, MO 63108
Website: www.tpahq.org

Hearing Aid Financing

If you are unable to get third-party assistance to help pay for your hearing aids, there are programs that provide short-term loans or payment plans for hearing aids. Check with your audiologist to learn more about programs, such as CareCredit.

CareCredit is a patient finance program that works like a credit card but can only be used for healthcare services. It is accepted by over 75,000 providers in a wide range of services and offers convenient monthly payment options, no up-front costs to patients, no prepayment penalties, and no annual fees.

Telephone: 1-800-677-0718
Website: www.carecredit.com/

Let Our Insurance Specialist Check Your Coverage For You

If you’re not sure whether you’re covered by your insurance policy or want to know what benefit you can expect to help cover the cost of your hearing aids, we’re eager to help.

Complete the adjacent form, and our insurance specialists will contact your insurance company on your behalf.

Once we’ve talked to your insurance provider, we’ll get back to you with news regarding your level of coverage and help you schedule a hearing appointment.

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